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Join our growing team.

Growing team and careers at yoakum national bank Growing team and careers at yoakum national bank

Yoakum National Bank was chartered in 1890 and remains to this day a full-service, local financial institution focused on providing banking services and personal loans to individuals and small-business owners both from Yoakum, Texas and from the surrounding South Texas area. We are in a growth mode and expect to be growing substantially in size, reach, and range of services over the next several years.

Key Benefits

  • Choice of insurance coverages
  • Company-matched 401k contributions
  • Competitive paid time off

Open Positions

  • We are seeking a Team Member for our Loan Operations Team.

    You will be working as a team in the YNB Loan Operations department to facilitate the post-closing process for loans both Consumer and Commercial Loans. You will be responsible for the processing, reviewing, post-closing, and filing of all documentation for new commercial and consumer loans, loan extensions and renewals in compliance with regulatory requirements, Bank policy, and documentation standards.  Extensive contact with customers and the public both in person and on the telephone.

    If you are an enthusiastic “people person”, detail-oriented, good at analyzing information and resolving problems, you should apply right away!

     

    Job Function:

    • Assist Lending Team with post-closing loan administration
    • Review documentation in accordance with Bank policies and procedures and ensure compliance with regulations
    • Administer on-going loan administration activities, such as posting loan payments, assists customers with questions, providing information about bank services, confirming loan balances, provides loan payoffs, answering credit inquiries on loan customers
    • Performs other related duties as assigned.

     

    Experience:

    Recommended

    • Financial service experience and/or loan operations experience

     

    Skills & Knowledge:

    • Ability to provide courteous, knowledgeable, and professional customer service both in person and on the telephone
    • Ability to perform a wide range of administrative and secretarial skills.
    • Knowledge of general banking policies /procedures
    • Strong/advanced skills operating a personal computer including Microsoft Word, Microsoft Excel, Microsoft Outlook and navigating the internet
    • Ability to assume responsibility, display initiative, exercise good judgment, and make and act upon decisions with minimal supervision
    • High attention to detail
    • Excellent organization and communications skills.

     

    Education:

    Required

    • High School Diploma

    Schedule: Monday to Friday: 8am – 5pm (40 hours)

    Benefits:

    Yoakum National Bank is a competitive employer and provides many benefits from a choice of insurance coverages to company-matched 401K contributions.

     

    Is this you?

    Apply now
  • Yoakum, TX 77995, Full-time

    We are seeking a Lending Assistant to join our team.

    You’ll work as a team with Lenders and Loan Operations to facilitate the application, collateral perfection, and closing of both Consumer and Commercial Loan requests. This role will involve extensive contact with customers and the public both in person and on the telephone.

    If you are an enthusiastic “people person,” detail-oriented, good at analyzing information and resolving problems, you should apply right away!

    Essential Duties and Responsibilities:

    • Answers telephone calls, resolve customer inquiries within the prescribed authority, and when necessary direct calls to the appropriate loan officer.
    • Provides administrative assistance to loan officers.
    • Obtains information related to the consumer loan origination process including: ordering appraisals, environmental reports, credit reports, RESPA
      documents, preliminary title reports, customer identification verifications, UCC Searches, insurance information, flood certificates and various other
      items.
    • Prepares and maintains “applications in process/pipeline reports.”
    • Compiles data and prepares other loan-related reports as directed by Chief Credit Officer.
    • Assists lending officers in the preparation of pre-funding worksheets, loan documentation checklists, loan document preparation, funding, and
      closing of loans.
    • Creates/starts collateral and credit files.

    Qualifications Requirements:

    • To perform this job successfully, an individual must be able to perform each essential function satisfactorily. The requirements listed below are
      representative of the knowledge, skill, and/or ability required.
    • Ability to provide courteous, knowledgeable, and professional customer service both in person and on the telephone.
    • Ability to perform a wide range of administrative and secretarial skills.
    • Strong/advanced skills operating a personal computer including Microsoft Word, Microsoft Excel, Microsoft Outlook, and navigating the internet.

    Required Education and/or Experience:
    An associate degree (AA) or equivalent from a two-year college or technical school or knowledge typically gained through a minimum of three (3) years progressively responsible experience in a high demand, multi-tasked professional administrative or secretarial position; or an equivalent combination of education and experience.

    Skills and Abilities:

    • Minimum Typing Speed Required: 30 wpm, 0 errors
    • Language Skills: Ability to read and interpret documents such as safety rules, operating instructions, procedure manuals, policies, and
      memorandums. Ability to write routine correspondence and communicate effectively and tactfully, orally and in writing with fellow employees,
      customers, vendors, and management.
    • Mathematical Skills: Ability to add, subtract, multiply and divide into all units of measure, using whole numbers, common fractions, and decimals.
    • Ability to use a basic calculator. Ability to compute rates, ratios, and percent and the capability to calculate figures and amounts such as discounts
      and interest.
    • Reasoning Ability: Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization
      exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

    Is this you?

    Apply now
Phillip Fitch senior vice president and commercial lender of yoakum national bank
My favorite part of the job is knowing the customer when they walk through the door and working with them to achieve their goals.
Phillip Fitch, Sr. Vice President - Commercial Lender

YNB’s Core Values

  • Cartoon vector bank building pillar icon

    Service

    We’re committed to you for the long haul, helping in ways you didn’t know possible.

  • Cartoon vector bright light bulb icon

    Expertise

    We bring a wide range of experience and insights to the table to better serve you.

  • Cartoon vector us dollar money icon

    Capital

    We put our money where our mouth is with quick answers and no “slow maybes.”

  • Cartoon vector group of people community icon

    Community

    We know the importance of giving back to the people who got us here.

Strength in Diversity

Helping people navigate big things requires more than experience. It takes empathy and the ability to put yourself in someone else’s shoes to understand where they’re coming from and where they want to be. And we believe that sort of ability comes from having a diverse team able to help anyone.

In that spirit, Yoakum National Bank is an equal opportunity employer that does not tolerate discrimination in the workplace.

Yoakum National Bank conducts employment background checks that may be used for decisions related to employment with Yoakum National Bank. Standard background checks performed on final candidates include NCUA Administrative and Prohibited Orders, ChexSystems, past employment verifications, criminal history check on convictions, and outstanding arrest warrants within the past seven years. Degree verifications are conducted if listed on the employment application. Additional background checks relevant to the role may include a motor vehicle registration check, credit check, and/or fingerprint card. Applicants must be currently authorized to work in the United States on a full-time basis.