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Join our growing team.

Yoakum National Bank was chartered in 1890 and remains to this day a full-service, local financial institution focused on providing banking services and personal loans to individuals and small-business owners both from Yoakum, Texas and from the surrounding South Texas area. We are in a growth mode and expect to be growing substantially in size, reach, and range of services over the next several years.

Key Benefits

  • Choice of insurance coverages
  • Company-matched 401k contributions
  • Competitive paid time off

Open Positions

  • We are seeking a Branch Manager

    The Branch Manager coordinates with management in implementing and carrying out bank policy and procedures with respect to overall operations of branch. The primary focus of this position is to coordinate branch operations related to customer service. The Branch Manager supervises the tellers and customer service reps to achieve desired results in product knowledge and superior customer service as well as developing new business. The Branch Manager must be able to assume any branch task in the event a staff member is unavailable or have a contingency plan in place to meet unforeseen circumstances.

    Job Function:

    • Supervises work scheduling and workflow of daily routine operations.
    • Ensures that operations are conducted in accordance with established bank policies and with legal and regulatory requirements.
    • Ensures Branch security. Opens and closes the building in accordance with set hours.
    • Implements changes to established policy and procedures within the Branch.
    • Ensures that all Branch transactions are balanced at the close of each day.
    • Oversees individual accountability for the handling of cash and assists tellers in resolving balancing problems.
    • Controls and handles daily deposits in accordance with established policies and procedures.
    • Periodically verifies cash in possession of tellers, coin machine, and cash on the premises.
    • Coordinates with Market President on scheduling regular meetings with Branch employees to inform and train. Discusses areas needing improvement and changes in procedures.
    • Conducts weekly meetings with Branch management staff to coordinate activities for the following week.
    • Ensures that personnel are well trained in all phases of their respective jobs. Completes orientation of new employees in overall Branch procedures. Performs cross training, as necessary.
    • Owns customer problems until resolution by providing research, solutions and follow-up if needed.
    • Manages the retail employees of the Branch to include hiring recommendations and decision, scheduling, coaching, performance evaluations, salary, and promotion recommendations.
    • Approves all Paid Time Off (PTO), overtime and total hours worked for all tellers and customer service reps.
    • Authority to sign Official checks within approved limits.
    • Assist customers with various service duties including opening New Accounts, Safe Deposit Box, and all other customer-oriented services.
    • Actively cross-sells products and services to fully meet the financial needs of the customers as well as strengthen their relationship with the Bank.
    • Refers unusual or suspicious activities or transactions to the BSA officer immediately.
    • Follow CIP and Know Your Customer guidelines in identifying customers.
    • Maintains the security and confidentiality of pertinent information and records.
    • Demonstrates a courteous, pleasant, self-motivated, and dependable behavior. Maintaining a professional environment in both appearance and conduct.
    • Develop a strong, value-added relationship with current and prospective customers by engaging in conversations that uncover their current and future financial needs.
    • Promote, represent, and welcome current and potential customers, employees, and vendors to the bank in a professional and inviting manner.
    • Solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists.
    • Interpret a variety of instructions furnished in written, oral, diagram or schedule form given by both manager and customers.
    • Assist with customer inquiries which include but are not limited to: Handling debit card disputes, taking wire requests, setting up online banking and troubleshooting assistance, ordering checks and debit cards, etc.
    • Ensures that proper maintenance and general housekeeping of the building, grounds, work areas, desks, and equipment is carried out.
    • Ensures that adequate supplies, forms, and equipment are available for personnel.
    • Balance and analyze data on various daily reports.
    • Lead and encourage a positive working environment with a can-do attitude which fosters our core values.
    • Fills in and performs duties in various Branch positions as needed.
    • Performs other duties as assigned and directed by management.

    Skills & Knowledge:

    To perform this job successfully, an individual must be able to perform each essential function satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required.

    • Accuracy and Quality – Ability to achieve a high standard with work processes and outcomes, can complete tasks with a concern for all details involved; monitors and checks work for precision, clarity, and completeness; produces quality results; exercises good judgement.
    • Prioritization/Time Management – Ability to assess multiple tasks or issues which are competing for a limited amount of time or resources and effectively determine order in which each will be addressed; ability to set priorities, goals, and timetables to achieve maximum productivity; ability to track both completed and incomplete activities.
    • Verbal Communication – Ability to express ideas effectively and speak clearly in individual or group situations, adjusting style and methods to meet specific needs of the audience; attentively listens to others to gather data and paraphrase meaning to verify understanding.
    • Written Communication – Ability to use correct English grammar, punctuation, and spelling; communicates information (facts, ideas, or messages) in a succinct and organized manner; produces written information which may include technical material that is appropriate for intended audience.
    • Customer service – Ability to provide internal and external customers with the highest quality of customer service that meets their needs, in a timely, efficient, and professional manner; ability to follow up on customer complaints, questions or requests.
    • Teamwork – Strong people management and delegation skills. Ability to work cooperatively with others as part of a formal or informal team to accomplish Bank goals; ability to respect the needs, ideas, and contributions of others; ability to contribute to and accepts consensus; ability to subordinate own objectives to the bank or their team. Ability to focus on solving conflict, not blaming; ability to maintain confidentiality.
    • Dependability – Ability to make self available for work on a consistent and timely basis with infrequent unplanned absences; ability to ensure work responsibilities are covered when absent; ability to follow instructions and respond to managements directions.
    • Continuous Learning – Ability to take responsibility for own learning and development by acquiring and refining of technical and professional skills needed in job related areas; ability to proactively seek performance feedback and identify approaches to improve own performance.
    • Teller/Cash Drawer Handling Experience.
    • Knowledge of general banking policies /procedures.
    • Basic skills operating a personal computer including Microsoft Word, Microsoft Excel, Microsoft Outlook, OneNote and navigating the internet.
    • Typing Speed Minimum: 30 wpm, 0 errors.
    • Completing clerical tasks such as filing, photocopying, scanning, and organizing.

    Education:

    Required

    High School diploma. At least five years of related experience in a financial institution, with a minimum of two years experience as a Branch Manager or Assistant Branch Manager or a Seasoned Teller Supervisor.

    Schedule: Monday to Friday: 8am – 5 pm (40 hours)

    Benefits:

    Yoakum National Bank is a competitive employer and provides many benefits from a choice of insurance coverages to company-matched 401k contributions.

    Job Type: Full-time

    Pay: $48,000.00 per year

    Benefits:

    • 401(k)
    • 401(k) matching
    • Dental insurance
    • Flexible spending account
    • Health insurance
    • Life insurance
    • Paid time off
    • Vision insurance

    Physical setting:

    • Office

    Schedule:

    • 8 hour shift
    • Day shift
    • Monday to Friday

    Ability to commute/relocate:

    • Yoakum, TX 77995: Reliably commute or planning to relocate before starting work (Required)

     

    Is this you?

    Apply now
  • We are seeking a member for our Deposit Operations Department

    The Deposit Operations Specialist is responsible for daily processing of transactions which may include ACH, Check, Wire and other digitally created items.  Process entries and perform input/maintenance as requested. Be able to work in a fast-paced environment that is susceptible to change.

    Job Function:

    • Review and balance operational accounts daily
    • Process unpostable and exception items
    • Process incoming/outgoing wire requests promptly
    • Monitor internal ticket portal and process requests promptly
    • Research fraud claims relating to ACHs and/or Checks
    • Input New Accounts and updates as requested
    • Input account holds, levies and/or freezes
    • Process items received through the treasury management and online banking systems
    • Other duties as assigned by management

    Equipment / Software:

    • Windows Computer
    • Microsoft Word, Excel, and Outlook
    • Scanner/copier

    Required skills:

    • Team collaboration
    • Accuracy and attention to detail
    • Ability to work in a fast-paced environment
    • Time management

    Education:

    High School Diploma

    Experience:

    Financial Services: 2 years (Preferred)

    Back Office Experience: 2 years (Preferred)

    Benefits:

    • 401(k)
    • 401(k) matching
    • Dental insurance
    • Flexible spending account
    • Health insurance
    • Life insurance
    • Paid time off
    • Vision insurance

    Physical setting:

    • Office

    Schedule:  Monday to Friday 8 am – 5 pm (40 hours)

    Who we are:

    Yoakum National Bank was chartered in 1890 and remains to this day a full-service, local financial institution, focused on providing banking services and personal loans to individuals and small business owners both from Yoakum, Texas and from the surrounding South Texas area.  We are in the growth mode and expect to be growing substantially in size, reach, and range of services over the next several years.

    Yoakum National Bank conducts employment background checks that may be used for decisions related to employment with Yoakum National Bank. Standard background checks   performed on final candidates include past employment verifications, criminal history checks on convictions, and outstanding arrest warrants within the past seven years. Degree verifications are conducted if listed on the employment application. Additional background checks relevant to the role may include a motor vehicle registration check, credit check, and/or fingerprint card. Applicants must be currently authorized to work in the United States on a full-time basis.

    Is this you?

    Apply now
Phillip Fitch senior vice president and commercial lender of yoakum national bank
My favorite part of the job is knowing the customer when they walk through the door and working with them to achieve their goals.
Phillip Fitch, Sr. Vice President - Commercial Lender

YNB’s Core Values

  • Cartoon vector bank building pillar icon

    Service

    We’re committed to you for the long haul, helping in ways you didn’t know possible.

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    Expertise

    We bring a wide range of experience and insights to the table to better serve you.

  • Cartoon vector us dollar money icon

    Capital

    We put our money where our mouth is with quick answers and no “slow maybes.”

  • Cartoon vector group of people community icon

    Community

    We know the importance of giving back to the people who got us here.

Strength in Diversity

Helping people navigate big things requires more than experience. It takes empathy and the ability to put yourself in someone else’s shoes to understand where they’re coming from and where they want to be. And we believe that sort of ability comes from having a diverse team able to help anyone.

In that spirit, Yoakum National Bank is an equal opportunity employer that does not tolerate discrimination in the workplace.

Yoakum National Bank conducts employment background checks that may be used for decisions related to employment with Yoakum National Bank. Standard background checks performed on final candidates include NCUA Administrative and Prohibited Orders, ChexSystems, past employment verifications, criminal history check on convictions, and outstanding arrest warrants within the past seven years. Degree verifications are conducted if listed on the employment application. Additional background checks relevant to the role may include a motor vehicle registration check, credit check, and/or fingerprint card. Applicants must be currently authorized to work in the United States on a full-time basis.