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Open Positions

• Chief Financial Officer

  We are seeking a Chief Financial Officer for one of our 3 locations: San Antonio, Odessa, or Katy

  Job Summary:

  The CFO is responsible for developing, planning, organizing, and directing the fiscal operations of the Bank in accordance with generally accepted accounting principles issued by the Financial Accounting Standards Board, and other regulatory and advisory organizations and in accordance with financial management techniques and practices appropriate within the industry. The CFO is responsible for the direct supervision of the controller and the indirect supervision of all employees in the accounting department. The CFO will provide vision, leadership, and managerial direction required to meet or exceed the growth and profitability objectives of the Bank. As a member of the Bank’s executive management team, the CFO will effectively communicate with the CEO/President, other management team members, the Board of Directors and shareholders with regard to the fiscal control, profitability, and financial feasibility and risk for all areas of the organization.

   

  Primary Duties/Responsibilities:

  This list includes the current primary responsibilities of this position. It is not intended to be all-inclusive and is subject to change, as needed, for the purpose of operational efficiency.

  • Represents the Bank and oneself in a positive, friendly, courteous, and professional manner.
  • Plan, develop, organize, implement, direct, and evaluate the organization’s fiscal function and performance.
  • Administers the investment portfolio to maximize earnings, maintain liquidity, and minimize interest rate risk.
  • Lead the asset/liability management process including; data analysis, preparation of quarterly ALCO reports, and maintaining up-to-date data on interest rates and economic forecasts.
  • Develop financial strategies by forecasting capital, liquidity, facilities, staff requirements, identifying funding sources and developing action plans.
  • Monitor financial performance by measuring and analyzing results; initiating corrective actions; minimizing the impact of variances.
  • Report financial status by developing budgets; report results; analyzing trends/variances and developing improvements.
  • Oversee preparation of various financial reports including quarterly Call Report, FHLB collateral pledging report, Federal Reserve reports relating to the Bank holding company, and other required regulatory reports.
  • Enhance and /or develop, implement, and enforce policies and procedures of the organization by way of systems that will improve the overall operation and effectiveness of the corporation.
  • Provide technical financial advice and knowledge to others within the organization.
  • Administers the internal audit program, ensuring a full scope of coverage and implementation of proper corrective action.
  • Responsible for the formulation and implementation of the company’s tax strategy.
  • Evaluates and reviews merger and acquisition targets.
  • Supervises and directs staff within the accounting department.

   

  Qualification/Skills:

  • Strong interpersonal skills, enabling the individual to successfully work with a diverse group of people.
  • Strong leadership and organizational skills.
  • Possess personal qualities of integrity, credibility, and commitment to the corporate mission.
  • Excellent verbal and written communication skills.
  • Thorough knowledge and understanding of bank accounting requirements.
  • High level of problem-solving skills, enabling the individual to take responsibility and/or risk to resolve situations where the outcome will reflect our commitment to quality and client satisfaction and to respond to changes.
  • Ability to make sound decisions and to react promptly and calmly to unexpected situations.

   

  Education & Experience:

  • Bachelor’s degree required: Accounting, Finance, Management, Business Administration, or related field.
  • CPA certification required/or in process.
  • Previous banking experience, minimum five years management experience, or similar public accounting experience.

   

  Benefits:

  Yoakum National Bank is a competitive employer and provides many benefits from a choice of insurance coverages to company-matched 401k contributions.

   

  Who we are:

  Yoakum National Bank was chartered in 1890 and remains to this day a full-service, local financial institution, focused on providing banking services and personal loans to individuals and small business owners in Texas, especially in the Yoakum, Odessa/Midland, and Katy markets. We are in the growth mode and expect to be growing substantially in size, reach, and range of services over the next several years.

  Yoakum National Bank conducts employment background checks that may be used for decisions related to employment with Yoakum National Bank. Standard background checks performed on final candidates include past employment verifications, criminal history checks on convictions, outstanding arrest warrants within the past seven years and a credit check. Additional background checks relevant to the role may include a motor vehicle registration check. Applicants must be currently authorized to work in the United States on a full-time basis.

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• Customer Care Center Team Member - Yoakum or San Antonio

  We are seeking a member for our Customer Care Center for one of our 2 locations: Yoakum or San Antonio.

  The Customer Care Center is responsible for answering incoming calls to the financial institution using the Care Values. Provide assistance to customer inquiries relating to accounts, services, and products. Requires an empathetic communicator who is able to evaluate the needs of customers and provide effective resolution. Recommend services and products to improve the customer experience.

   

  Job Function:

  • Answer incoming calls using the ‘Care Values’
  • Provide support of products such as Online Banking, Mobile apps and other services
  • Review daily reports and logs as assigned by supervisor
  • Resolve customer issues in a timely manner
  • Scan documentation and index accordingly to image system

   

  Equipment / Software:

  • Windows Computer
  • Microsoft Word, Excel, and Outlook
  • Polycom phone system
  • Scanner/copier

   

  Required skills:

  • Team collaboration
  • Analyze details to make a sound decision
  • Excellent listening and very patient demeanor
  • Ability to work in a fast-paced environment
  • Time management

   

  Education:

  High School Diploma

   

  Experience:

  Customer Service: 2 years (Preferred)

  Financial Services: 2 years (Preferred)

   

  Benefits:

  Yoakum National Bank is a competitive employer and provides many benefits from a choice of insurance coverages, Paid Time Off, company-matched 401k contributions.

   

  Who we are:

  Yoakum National Bank was chartered in 1890 and remains to this day a full-service, local financial institution, focused on providing banking services and personal loans to individuals and small business owners in Texas, especially in the Yoakum, Odessa/Midland, and Katy markets.  We are in the growth mode and expect to be growing substantially in size, reach, and range of services over the next several years.

  Yoakum National Bank conducts employment background checks that may be used for decisions related to employment with Yoakum National Bank. Standard background checks performed on final candidates include past employment verifications, criminal history checks on convictions, outstanding arrest warrants within the past seven years and a credit check. Additional background checks relevant to the role may include a motor vehicle registration check. Applicants must be currently authorized to work in the United States on a full-time basis.

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• Assistant Credit Administrator - Yoakum, Odessa or San Antonio

  We are seeking an Assistant Credit Administrator for one of our 3 locations: Yoakum, Odessa or San Antonio

   

  Job Function:

  The Assistant Credit Administrator will be responsible for supporting the Credit Administrator and is responsible for the overall credit quality of the bank.

   

  Responsibilities:

  · Provide daily support to the Lenders, Lending Assistants, Credit Analyst and Loan Operations Teams.

  · Assist Credit Administrator with ongoing monitoring, credit management & reporting to the Board as required.

  · Identify and address potential risk in the loan portfolio as assigned by the President/CLO.

  · Maintain, update, and recommend changes to the Bank’s loan policies and procedures including but not limited to, underwriting criteria, loan approval authorities, structure requirements, risk tolerance levels, portfolio concentrations, financial information, and analysis requirements.

  · Provide guidance to lenders as appropriate. Works with lenders toward structuring credit solutions that meet client needs and fit within the risk appetite of the Company. Follow the Bank’s Information Security policies, ensuring that the processing and handling of all customer information and confidential bank information is done in a secure manner.

  · Working with Loan Operations to ensure “tickler” reports are updated and available to loan officers and management.

  · Portfolio management including ALLL, concentrations, delinquencies, asset quality and safety and soundness. Oversee the accuracy and timeliness of asset classification. Oversee and verify that foreclosure and/or repossession process was done correctly and followed legal guidelines and identified the foreclosure and servicing errors.

  · Regulatory reporting and compliance.

  · Overseeing proper loan documentation and lien perfection.

  · Create, assess and/or update processes within the lending teams to ensure accuracy and compliance with Loan policy as well as regulatory guidelines.

  · Responsible for the hiring and training of Credit Analyst and Loan Operations personnel as necessary.

  · Responsible for timely responses to audits and immediate correction of any findings.

  Qualifications/Skills:

  · Strong leadership skills.

  · Superior oral and written communication skills, ability to interface with all levels of employees and management.

  · Prior loan documentation experience which includes consumer, commercial and real estate loans.

  · Must have a developed understanding of business entity document requirements and perfecting various collateral liens.

  · Working knowledge of consumer real estate compliance requirements.

  · Strong working knowledge of Laser Pro

  · Proficient Microsoft Word, Excel, and Outlook (e.g., create new documents, edit existing files, create tables, sort/filter data, print documents, generate new records, email, and calendaring)

  · Strong attention to detail and able to take direction.

  · Ability to interpret and apply laws and regulations.

  · A strong commitment to customer service, ability to multi-task in dynamic business environment, able to meet constant deadlines.

  · Ability to independently identify resolutions to documentation and/or deadline issues.

  · Written communication skills including grammar, spelling, and composition.

  · Must have ability to prioritize a variety of tasks, meet deadlines and work well under pressure.

  Education:

  High School Diploma

   

  Experience:

  2+ years supervisory experience

  5+ Years in loan documentation experience (preparation and review)

  Financial Services: 2 years (Preferred)

  Working with Laser Pro a plus

  NuPoint experience a plus

   

  Schedule: Monday to Friday 8 am – 5 pm (40 hours)

   

  Benefits:

   

  Yoakum National Bank is a competitive employer and provides many benefits from a choice of insurance coverages, Paid Time Off, company-matched 401k contributions.

   

  Who we are:

  Yoakum National Bank was chartered in 1890 and remains to this day a full-service, local financial institution, focused on providing banking services and personal loans to individuals and small business owners both from Yoakum, Texas and from the surrounding South Texas area. We are in the growth mode and expect to be growing substantially in size, reach, and range of services over the next several years.

   

  Yoakum National Bank conducts employment background checks that may be used for decisions related to employment with Yoakum National Bank. Standard background checks performed on final candidates include past employment verifications, criminal history checks on convictions, outstanding arrest warrants within the past seven years and a credit check. Additional background checks relevant to the role may include a motor vehicle registration check. Applicants must be currently authorized to work in the United States on a full-time basis.

   

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• Teller - Yoakum

  We are seeking a Full Time Teller for our Yoakum Office

  As a Teller with YNB, you will be responsible for providing teller services either in the drive thru or the lobby while meeting performance standards and providing quality customer service.

   

  Job Function:

  · Conduct all credit and debit transactions in compliance with established bank policies and procedures.

  · Maintain proper cash on hand and preparing daily settlement of teller cash and proof transactions.

  · Perform additional customer services such as filling change order requests, issuing cashier’s checks, taking loan payments, exchanging negotiable instruments, etc.

  · Managing risk while actively practicing loss prevention.

  · Demonstrate high level of accuracy and efficiency when conducting client transactions.

  · Promote, represent, and welcome current and potential customers, employees, and vendors to the bank in a professional and inviting manner.

  · Lead and encourage a positive working environment with a can-do attitude which fosters our core values.

  · Perform other related duties assigned.

   

  Skills & Knowledge:

  · Accuracy and Quality – Ability to achieve a high standard with work processes and outcomes, can complete tasks with a concern for all details involved; monitors and checks work for precision, clarity, and completeness; produces quality results.

  · Customer service – Ability to provide internal and external customers with the highest quality of customer service that meets their needs, in a timely, efficient, and professional manner; ability to follow up on customer complaints, questions or requests.

  · Verbal Communication – Ability to express ideas effectively and speak clearly in individual or group situations, adjusting style and methods to meet specific needs of the audience; attentively listens to others to gather data and paraphrase meaning to verify understanding.

  · Written Communication – Ability to use correct English grammar, punctuation, and spelling; communicates information (facts, ideas, or messages) in a succinct and organized manner; produces written information which may include technical material that is appropriate for intended audience.

  · Dependability – Ability to make self available for work on a consistent and timely basis with infrequent unplanned absences; ability to ensure work responsibilities are covered when absent; ability to follow instructions and respond to managements directions.

  · Teamwork – Ability to work cooperatively with others as part of a formal or informal team to accomplish Bank goals; ability to respect the needs, ideas, and contributions of others; ability to contribute to and accepts consensus; ability to subordinate own objectives to the bank or their team. Ability to focus on solving conflict, not blaming; ability to maintain confidentiality.

  · Continuous Learning – Ability to take responsibility for own learning and development by acquiring and refining of technical and professional skills needed in job related areas; ability to proactively seek performance feedback and identify approaches to improve own performance.

  · Teller/Cash Drawer Handling Experience.

  · Knowledge of general banking policies /procedures.

  · Basic skills operating a personal computer including Microsoft Word, Microsoft Excel, Microsoft Outlook, OneNote and navigating the internet.

  · Typing Speed Minimum: 30 wpm, 0 errors.

  · Completing clerical tasks such as filing, photocopying, scanning, and organizing.

   

  Education:

  Required

  High School Diploma

   

  Benefits:

  Yoakum National Bank is a competitive employer and provides many benefits from a choice of insurance coverages to company-matched 401k contributions.

   

  Who we are:

  Yoakum National Bank was chartered in 1890 and remains to this day a full-service, local financial institution, focused on providing banking services and personal loans to individuals and small business owners both from Yoakum, Texas and from the surrounding South Texas area. We are in the growth mode and expect to be growing substantially in size, reach, and range of services over the next several years.

  Yoakum National Bank conducts employment background checks that may be used for decisions related to employment with Yoakum National Bank. Standard background checks performed on final candidates include past employment verifications, criminal history checks on convictions, outstanding arrest warrants within the past seven years and a credit check. Additional background checks relevant to the role may include a motor vehicle registration check. Applicants must be currently authorized to work in the United States on a full-time basis.

   

  Is this you?

  Apply Now